Tom Lutzow is the President/CEO of Independent Care Health Plan (iCare). iCare began as a research and demonstration program for SSI-Medicaid managed care in 1992, funded by CMS. iCare is a joint venture between Humana and a local Milwaukee rehabilitation agency. Tom was an original architect of this initiative, has served on iCare’s Board of Directors since its inception, and assumed the position of President/CEO in 2008.Independent Care serves individuals who are impoverished, have substantial multiple-morbid conditions, and frequently suffer from mental health or behavioral challenges. Seventy-five percent (75%) of iCare’s SSI members are below age 65. Fifty-five percent of iCare members have behavioral or mental health co-morbidities. iCare operates two dually eligible Special Needs Plan (D-SNP) with more than 7,000 members, a fully integrated Special Needs Plan (FIDESNP), an SSI-Medicaid and BadgerCare plan. iCare’s Special Needs Plans serve members with highly complex conditions who are 100% poor and 68% disabled, regarded by CMS as among the most difficult to serve individuals. iCare is rated by CMS as a 4.0-Star plan based on its Part C and Part D performance measures.Tom has an MBA awarded by Keller Graduate School of Management and received his PhD from Marquette University. He is an advocate for improved Medicare and Medicaid integration.